Perhaps your idea of a summer home includes being on the water.  Take a look at these great LBI waterfronts or these mainland waterfronts.

New Home Buyers

There are many opportunities to buy a home for a great price in today's market and the New Jersey Association of Realtors is on your side.  Get the REAL STORY about buying a home in New Jersey right here.  If you have not owned a home in the last three years and buy one now (close by October 31, 2009) the government will give you $8,000 next year when you file your tax return.  If you need down payment money there are also programs available through various lenders and the FHA (Federal Housing Administration) that will let you borrow a portion of your federal tax credit in advance to pay for your new home! 

Check your credit report and then give me a call.  We could meet to discuss the home buying process and I can answer your questions to help take the fear out of buying a home.  I can also arrange a meeting with a local lender who will explain the different financing options available to today's buyer whether you are a first-time buyer, a move-up buyer or an experienced investor.  Knowing how much home you can afford before going out to look will not only make your search easier, it will help you feel secure when you are ready to make an offer on a property.  Even in this market, homes that come on the market at the right price sell QUICKLY so a lender's pre-approval is a must in order to get the best deal.